I made $11,000 less in 2012 than I did in 2011 and I owed $3100 for 2012! The amount I owed was huge in 2011 but that was because we cashed in a large amount of RRSPs. I did not have the money to pay it all at once so I am now making payments of $400 a month until Dec! I was full for most of the year.