If you charge much less then the going rates in your area that is the type of clients you are going to attract ... People who will want something for nothing, and then stiff you in the end. Make sure you have a contract outlining all the policies such as illness, pick up and drop off , lateness, nap time, withdrawal/termination, ect, ........ Always get paid in advance for the following two weeks, and get a deposit, get your first aid/ CPR, and a police check, and get a daycare Ryder on your house insurance. Read many of these threads so you can see some of the problems we have faced in the past..... Good luck