Hello,
I am starting a daycare and hoping to be fully operational this September. I contacted my insurance company to inform of this and they were not pleased even though they do offer coverage for up to 4 children. I want to care for 5 children so I am looking into getting new insurance. Has anyone else had problems with getting coverage for their daycare? Also I did not know that it seems the insurance company includes your own children into the number of children you care for so if you have 2 kids you can only take on 3 daycare kids. I was not aware of this and do not know why they would be included. If anyone has any insight or experiences with this subject I would love to hear about it!