Yes, sorry playfelt I forgot to mention that the $12.63 is not an accurate hourly wage after you deduct your costs. However, I buy almost all my toys second-hand or have them given to me, I use coupons for groceries and only buy whats on sale(this also helps to have variety in my meals) and I buy art supplies in bulk or at the dollar stores. I also shop in the states a fair bit which saves me money. We also get to write a good chunck of stuff off that we wouldn't be able too if I didn't have a hdc. There are definitely pros and cons to me having a hdc instead of an outside job but I actually make more money now than I did when I worked in a centre daycare even after deducting costs.