I don't have a late fee but I don't accept their child back until payment is paid. I ask that payment is here in the mornings but sometimes a parent forgets the cheque or mom wrote the cheque and dad didn't bring it so there are times I don't get paid until the end of the day, but that's not a big issue to me unless it's done repeatedly. I don't go to the bank until the evening or the next day anyways.
If you have it in your contract that the late fee is "x" and the parent doesn't want to agree to that, then I would say "I'm sorry but all families have to agree to my contract and if they choose not too, than alternate care is needed. Would you like to give your notice now?"
As for 1-3 minutes late, no I likely wouldn't charge my late fee which is $10 for the first 15 minutes unless it happened often. The times that the parents have been late, it's been a noticeable time and I've charged but I would likely give a 5 mins grace period. If I needed to be out the door right away I would have the child dressed and ready to go ASAP though!

































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