I asked this question last year and got some very rude comments. People were saying who wants to take a year off? I took a year with my 1st and wouldn't ever trade that time for a million dollars.
The only stipulation is you need to be paying into it 1 year before you receive it. So if you are pregnant now and sign up you can't use it.
My problem is getting pregnant has been difficult. My white blood cells have been dropping and we don't know why so we are taking a break as it could be due to stress. I need to focus on getting me healthy before even thinking of baby number 2.

































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