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  1. #1
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    Insurance Considerations for Unlicensed Care?

    Hello everyone,

    I'm hoping to care for a couple of kids beginning in October, as I'm preparing my home for care in the interim. I have a 3yo DS and a 19mo DD who I have been home with for 3 years. I have an enormous love and respect for children and feel that being a DCP to a couple of kids would benefit everyone

    I'm wondering if I need to purchase any special insurance for liability etc?

    TIA!

  2. #2
    Expansive... Play and Learn's Avatar
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    YES! Contact your home insurance, and see how many children you're allowed, and find out the prices for that. Otherwise, find someone else.

    I believe there are some threads here about home and daycare insurance that you can search.

  3. #3
    Expansive... Judy Trickett's Avatar
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    Yes, daycare liability insurance is imperative. If you are operating a daycare out of your home and do NOT have a daycare rider and something happens TO your home (fire, flood etc) the insurance company will not cover you.

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  5. #4
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    Thanks ladies! I am going to phone them right now ))

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