OMG sandylynn, good for you LOL! I just raised my daily rate by two dollars. I am just waiting for Mrs "oh, we absolutely can not live with out granite counter tops" and "shopping for our Aruba vacation this time of year is such a pain" to say something. Can I refer her to you?

As for the denial for late payment, please do not feel bad for standing up for your business. That client I am sure would not feel bad for you having to alter your spending to accommodate her missing payment. We as women are usually good at second guessing our selves, even when we know we are right.