Need some encouragement and advice. Please.

[momof2_boys]

I'm sorry to hear you are going through this! I was six month pregnant when my car was hit by a city bus. It's very scary for your unborn baby! I would first start by saying get a lawyer for sure! They will fight for your rights when your insurance company tries to cut off you physio, etc. and they will whether you are better or not. Second, (I'm 90% sure) you have an allowance of around $300-$400 per month so that you can pay somebody to help you do all your chores around the house. Third, I'm not sure what your insurance policy is for car rentals, or what issue you are having with the company regarding your rental, but you have a certain amount of money to spend on your car rental, if you have rental coverage. You are allowed a similar sized vehicle to cover you for the days your car is being repaired, up to the total amount you have to spend. Also, your insurance company has to pay you to replace the car seat. Once a car seat is in one accident it is no longer good. And that is all covered in the insurance you pay for, again depending on your coverage. But I'm pretty sure basic insurance would cover that. But you do have to buy a new one and provide them with the receipt and they will pay you back. But I cannot stress enough for you to get a lawyer. And go to your physio and whatever else you are doing on a regular basis no matter how busy you are, just go. If you stop going that indicates to the insurance comp that you feel better even if that isn't why you stopped going as often. My husband used to be in the insurance business, so I picked up on a few things, plus from my accident. Hope things get better! Just keep going and think positive!