I had a pretty bad accident in 2007 where I had severe whiplash. I did not want to take painkillers as the ones strong enough to make a difference would leave me unable to function well enough to properly care for my own children. First off, how is your insurance coverage? Do you not have coverage for caregivers allowance or income replacement? This wouldn't cover everything but would mean you could take some time off without a total loss of income. I think it is very important to acknowledge that after a car accident you need to take some time off work to rest and even more so being pregnant. Secondly, I would go and see a personal injury lawyer. A good one will not charge you for a consultation and as this is a claim against the other driver who is considered at fault, not yourself, then you have a really good case and could get a substantial pay out even after the lawyers fee which may enable you to take early Mat Leave and extended time off without the worry of losing your income. I think in an ideal world the best thing you could do if money wasn't an issue, is take time off to really get yourself together, a chance to have some real physical recuperating time and also mentally to give yourself a break. In addition I would go and see a Naturopathic doctor who may be able to safely help with pain relief which is suitable for you while you are pregnant. Ask about castor oil packs for your injuries....I'm not 100% sure if they are safe for pregnant women but they are all natural and are worth enquiring about because I am sure they would help with the whiplash.

I am so sorry to hear of your tough year...it always seems like when it rains it pours. I am sure you are doing the best you can and don't beat yourself up about it. Take Care.