So what I am taking from the act is that we can have 5 of any age mix as long as there are only two under age 2. While licensed can have 6 where we can only have 5 that isn't enough to incite us to join because the amount they take per child plus the hassles will negate the extra child

"Child" now refers to up to age 13 and I see nothing saying you can have school age to compensate. And nothing in the act that says your own children count in the numbers so we for sure need some clarification of what the ratios are.