Quote Originally Posted by bright sparks View Post
Do all insurance companies in NS allow the same amount of daycare kids? I know here in ON less than a handful of ins companies will cover you for the maximum 5 children the province allows. As a result if a provider with a pool wants maximum enrolment potential, then it would have to be one of these companies only who would allow the pool. I'm going to phone around on Monday and find out, although I'm a bit apprehensive about taking an agents word without seeing it in black and white, as many times they have not always read the policies on home daycare rules thoroughly and incorrect information is given.
Odd but most insurance company have same rule for all Maritime Provinces. TD one of few who allow 6. Co-operators will too but their normal rule is 4 but can get business insurance which then cover 6. Allstate allow 5. Wawanesa only 4 - they used to let 6 be grandfathered in, I had cover for 6 in PEI but just this month, for first time, they want questionaire about pool, trampoline, then ask about what on floor under play equipment, stair gate, and then only allow 4 be covered which been their rule for new customer for about 5 year. I end up switch to Cooperator. But most insurance not allow trampoline or pool at all.