First if this is an on going problem then yes I would start counting it in front of them .... Make it awkward for them too. Second I only use emt and I have never had a problem. My fees are due on Fridays before 5pm for the following two weeks. If I haven't received someone's fees by that time I send a text saying "just a reminder fees are due today" and then I get it within a few minutes. I don't deal with cheques ... I'm not willing to deal with NSF's and the charges that are associated with that also I do all my banking online and never set foot in a bank so I don't want the hassle.... I like to sit on my couch and receive my fees.