glad to hear that bright sparks .....I certainly don't want to be paying any interest ....and I like paying a bit each month cause I hate paying big amounts it seriously makes me ill.....last summer I bought a new vehicle and I paid cash for it and I was having panic attacks afterwards....I always have these visions of all my families leaving at the same time and then I have no income and I just spent a huge chunk of money ......I know income tax is not really the same thing but it still does the same damage to my bank account ....


































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