I was wondering what people have written in their contract.
How do I avoid basically re-writing my policy book within it. Do you just say (in so many words) "by reading my policy book you agree to it's terms and conditions...." or do you actually re-write vital information.
I am finding my contract and policy book are beginning to overlap, and my contract is beginning to get quite large.

I am sorry if this post is confusing, please let me know if I need to clarify my question!