Monday-2-Friday-Mama...you raise many great points to consider. Perhaps I would be better off waiting for a private client and cutting coupons in the meantime! When all my kiddies return from mat leave I'll actually have more kids than I can take and I've had to turn a family away. I have a wonderful family now that I wish to keep, their children will go to school with mine and it's a perfect arrangement once they return from mat leave. Just have to get through the next little while I guess. Thank you for the advise