I understand your guilt! I also feel really badly when a child gets hurt at my home. Knock on wood...I really haven't had any injuries! However, it does happen and when it does I have an incident report ready for the parents to read and sign at pick up time. If it were to be a bad injury I would call the parents and let them decide if they want to take further action (ie.going to doctor)
I had a new child who broke his arm in the parents care about a week or two after starting here. I was so worried about it getting bumped here and than when the cast was off I was extra careful with him so he didn't rebreak...it was exhausting! LOL
I also have another child who is a daredevil...she has dislocated her shoulder and her elbow (both in parents care, phew!) and I am just waiting for the day something happens here. Her parents know how she is and are so laid back about her bumps and bruises haha.

































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