Anyone else had their home insurance company come tour the house and daycare after adding daycare insurance on?
Ours came out today did a full house tour. My husband was home to tour him around. He came down and inspected the daycare, asked my qualifications, how many kids, their ages what ages I was willing to take, what areas of the house the kids use etc.
When they called to set up the appointment my husband called our broker to see what was up. She said they do come out to large houses and to home daycares (we are both).
I didn't mind in the least but found it interesting. I assume should the daycare be sketchy they wouldn't insure it...or would up the fees.
Is this common for others too? Wonder if our insurance costs will go up!!