Exactly! I lost a client in Dec but it worked out well because I had 2 siblings in the wings. We were getting a head financially, planned a trip, started saving for a new used car (which is dying) and now this. Because of the uncertainty I don't feel like I can do things like spend money fixing up my house just in case we need to fall back on our savings. That being said, I am very frugal and always have savings "just in case" but it never feels like enough.