Do you ever worry about liability?

[Polkaroo]

Inbox me your email address and I will send you mine. I have a pretty thorough one as I had a bad incident in the new year and didn't just want a basic record but an in depth record

Would you guys mind sending me a copy as well?

[sunnydays]

Acorns: I don't let children as young as 16 months climb on the play structure because I can't be right there with them while watching everyone. Usually be 18 months or so I let them go up the small structures depending on their personality (whether they are cautious or totally oblivious to risk). The younger ones have to play in the sand with toys until I allow them to climb.
And yes, Torontokids...I actually worry about this all the time....but I am a worrier! I have never had anything major happen, just the usual bumps and bruises, but i think about it all the time! I have my daycare as safe as possible and I am always on the look-out for anything that could pose a danger, I teach the kids safety rules, etc...but I always feel like anything is possible with kids! I have insurance too...but I know my career as a daycare provider would be over if anything serious should happen and it got in the news or something. Even though I am very careful, I do think about this sometimes! Plus, I think of how horrible I would feel But, I also think that because I am a worrier, I probably take less risks than some...so the likelihood is less that one of my dck's will be seriously injured. Maybe you are in the same boat if it makes you feel any better!

[GrizzlyBearMum]

Looking for advice on liability insurance.

Anyone would have ideas on what is best to have here in Alberta?

Thank you!