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  1. #35
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    Dec 2012
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    Quote Originally Posted by homeschoolmom View Post
    Do you also have a PC Mastercard? We use it for all of our daily expenses (groceries, gas, etc.) and pay it off at the end of each month so we never pay interest. We earn between $500- $700 each year in free groceries!
    Oooooh that makes me think of another point. We have a line of credit that we use when we do have money on the mc that carries over. The interest on a credit card is obscene compared to a line of credit so if you need to carry it over, it's better to be there. I know it doesn't seem logical to go get another "loan" but if you only use it when you absolutely need to and are good at paying it down (like most other things), it'll save you in the long run.
    Last edited by 2cuteboys; 03-25-2014 at 02:23 PM.

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