I can only speak of PC financial and they have an issue with it but that being said I have tons of transactions going in and out of there and there has never been an issue. They will tell you they won't do it. I called about business accounts when I started and asked if I could just open another personal account and they told me I couldn't use a personal account for business. I asked how they would know and they said by the number of transactions. So I just ended the call and called the next day, opened another personal account and they have never said anything to me. Now, if you were running a business that does regular/daily transactions then they may freeze it.