I hear you! I am west of the GTA but most neighborhoods here are full of home daycares. I am priced with the highest at $40 but see many advertised between $20-$30. There are seriously 50 plus within reasonable driving distance from my house listed on daycare bear....then there's kijiji!!

I guess you really only have two choices:

Take your chances and raise it, hoping your clients stay.

Stay where you are and take the loss.

For the record.....I don't "need" the money to pay for essentials but I certainly think my time and effort are worth the max I can get.