We are able to manage without having all five children's money so I budget the money from one of the children and set it aside for everything. That also means when my numbers are way down there are no new things. I have pretty much everything I could possibly need including 5 highchairs and 4 packnplays so at this point money is just for replacement. But trying to manage your household expenses with only half of the number of children you are allowed to care for is a nice goal to work towards. That way it isn't as bad when that is all you have in care and when you have more you feel a little more free to get what you want.