I quit a great job (also moved to a different city to be with fiancé though) and opened up my hdc. I knew early on though that eventually I wanted a hdc so it just made sense and came at a perfect time for me. I don't have children but always knew this is what I wanted to do long term. If we have children it will work out great as well.

For me, doing what I love is more of a priority than making lots of money. I hate commuting which is why I quit my job when I moved. There is stress with any job and pros and cons. For me, the pros of being my own boss, owning a business and working from home outweigh the cons (no med benefits(except thru fiances plan at work), unpaid sick/vacation days, inconsistent income etc) and this is why I choose to do what I do. I hope that I am able to do this until I retire....which is very far away lol.

I would make a list of the pros and cons of each choice and make a decision based on that. Good luck!!