To claim or not to claim

[kassiemom]

Thank you all for your input. I fully agree to be claiming and i do. I just recently talked to someone who does it "under the table" and she made it sound so good that I thought i would see what my professional friends had to say. I love the points you all made. Rachael i am a little hurt that you would be cruel and wish such negativity on me when I never EVER stated whether or not i actually claim. please try and think before you criticize someone like that.

[Rachael]

hey,
so i know there are many different ways of running a home daycare. i am wondering if anyone know if it is financially better to offer receipts or not. and how much extra you charge if you do offer receipts.... Rachael i am a little hurt that you would be cruel and wish such negativity on me when I never EVER stated whether or not i actually claim. please try and think before you criticize someone like that.

Oh be honest. Whether or not you actually claim is irrelevant to what I posted. Your original post was very clear in that you were "wondering if anyone knows if it's financially better to offer receipts or not". That means you were at least considering it if you aren't already working under the table.

Typically, those who have been called our on things like this, turn and point the "finger of blame" and pull out the "oh I'm so hurt that you thought this" card.

I really don't care if you were offended or not by my comments. You asked for opinions and you got them. Bottom line, it's lower than the low, selfish, criminal behaviour. And if you aren't going to be honest enough to at least own up to your reasons for posting, and if you need to blame me for being so direct, then so be it. Whatever helps you sleep at night. I do hope you are at least being honest with yourself! Incredible!

EDIT - I can likely predict your next action as one who obviously doesn't own their actions - you'll either edit your original post to reflect yourself in a better light which is why I have quoted you or you will report my comments as offensive with little realization that course of action is for genuinely offensive posts vs ones you don't happen to like. The offensive action in this thread isn't my honest reply!

[Dreamalittledream]

So many advantages to claiming; you can write off soooo many things (Mortgage interest, toys, insurance...on and on....yay!). In the end (after paying my taxes at the end of the year and minus my retirement savings) I still come out way further ahead then when I was working outside the home.
Rachael: I value this forum as a place where anyone should feel comfortable asking anything. Your harsh response is exactly why many never return and try to fend for themselves and that makes me sad. Just my 2 cents.

[Rachael]

If you read my original comment on this thread, you;ll see that it was factual. The later response was when the OP decided to call me out on my opinion which she'd requested.

Sorry if you feel it's harsh but end of the day, it's a criminal activity which directly costs me more and if being called on criminal actions makes people feel uncomfortable, perhaps they would be better off following the laws rather than getting bent out of shape when people are highly offended.

IF someone came here asking about the benefits of mugging an pensioner at the bank machine after they withdrew their pension, you can bet it wouldn't be the person calling them out on such a disgusting thought who would be focus! SMH

[Fun&care]

Rachael, although I agree with you that not claiming your income is not the best course of action for many reasons, I don't think there was any need to jump on kassiemom and make huge assumptions about her and her business. The truth is that although your original post did indeed have FACTS it also had harsh JUDGEMENTS about those facts. There really isn't any need for that. She asked a simple and pretty innocent question. Please show some empathy and respect.

[2cuteboys]

Claim it! Being audited isn't a pretty thing- and I'm NOT speaking from experience btw. It takes weeks of paperwork to prove what you've claimed and if you don't, there are fines (or worse) for fraud.

And to scare you a bit more, I've heard of people going into these arrangements with parents where they charge less per month in exchange for not providing receipts to claim - to have parents later turn around and demand receipts. And guess what, you'd have to by law. So not only are you out income for those 12 months, but you'll have to pay taxes on it as well.

[5 Little Monkeys]

Rachael, I fully agree with you that those who do not claim their income are selfish and ruining the business for the rest of us who are trying to run a legal business. HOWEVER, you are being very hostile towards the OP by believing your own assumptions of her. Unless I missed it, she didn't say she was doing this. Please don't attack others, it's so uncalled for. If you wanted to ask for clarification, by all means go ahead but don't assume things of others and than attack them for it! It only makes you look foolish.

I really enjoy this site and don't wish for it to become filled with negativity, personal attacks and assumptions. It really does no one any good. I look to dcbear for guidance, advice and I view many of you as virtual coworkers! Please don't ruin that

Kassiesmom...there really is no legal benefit to not claiming your income. Save yourself the stress and headaches you will endure thinking of the possibility of being caught and/or the actuality of being caught. Tax fraud is nothing to dismiss!! If caught, there are harsh consequences. Claim your income, inform your friend of the cons of doing it her way and feel good knowing you run a legal business!

[mickyc]

Wow Rachael, wow! Calm down.

Not everyone really understands or knows all the laws. She knows someone who is currently doing it and is telling her how wonderful it is to do it that way. Honestly if she decides to go this route it is her own business and it will be her that has to deal with the consequences of her actions. She asked a question, we all told her our opinions and now it is up to her to decide if she wants to go that route or not. Is it right, no but she certainly wouldn't be the first or the last to provide care "under the table". I hope that by coming here and asking our opinions that she decides this is not the way she wants to go.

kassiemom - please don't let one person's harsh words keep you from asking questions and posting on daycare bear. :-)

[Secondtimearound]

I also had a friend who didn't claim , she provided before and after care . It turned out really bad for her as she had finished doing her taxes and the family demanded receipts ! It was very frusterating to watch as she scrambled to figure it all out !
It is a benefit to the parent to claim .
I hope enough of us have answered in the same way so that your question was addressed !!
Not trying to rehash drama , but I think her question was on not claiming income , not Rachel's opinion of her not claiming income .

[mamaof4]

:mod:

We do not know for a fact that kassiesmom is doing anything other than asking a question. She wanted input- she got it. End of story.

Each of us is entitled to our own opinions, we are entitled and encouraged to feel strongly and passionately, and entitled to voice them- we are not entitled to attack or belittle each other.