Hi everyone, I have been dreaming of buying a bigger home for over a year now. But now that the time is getting closer to maybe thinking seriously about it I have come across some issues. Like running a daycare and the bank ??? The bank had told me last spring that I should NOT claim anything for my daycare take the hit and pay so it looks like I made more on paper. WHAT ?? They only look at the number after tax deductions, not what I actually made ?? Is this right ? Anyone out there who ran a daycare and got there forever home. Im in Ottawa if that helps on this question. I want to by so bad but wont get a good mortgage if it is all on my husband. We have other things to that we need to work on like our credit but 2 years hopefully all will be good. I just want to know if I will ever get my big house or will I have to go back to a paycheque job Help please ! Thanky you all in advance.