I have no problem with the car factor, I'm fully insured on and off the premises with liability issuance as well as being car seat educated. I was just looking at it from a "how do the parents feel" type of place. Yes they are paying for care and I wouldn't do it daily, probably not even weekly but obviously things come up. Parents are often running around on there schedule to get things done so I'm sure they understand as long as it's not a habit. I don't think I would take then to do a huge shopping trip though momplus6. What if relatives of the kids seen you and reported back to the parents or something happened while you were out? You would have to account for lying about where you were or not telling them you were out with their kid. Are you worried about that at all?