You have to be very, very careful in Canada how you term the conditions for a deposit.
Legally, if you take a deposit for a service, whether that is day care, photography, painting a house or any service related action, then that service must be delivered or the deposit is fully refundable regardless of what your contracts say.
i.e. If a bride and groom pay a deposit for wedding photography and that deposit is held as part-payment for the photography, if the wedding is then cancelled, the service wasn't delivered and therefore the deposit has to be returned. Even if the contract and receipt state non-refundable. If however, your contracts state the deposit is non-refundable and to hold a date/place, that's different. If you hold that place and the parents decide not to come, you can legally keep the money. If you charge a deposit for day care, you cannot keep the money, because the service didn't happen. See?


































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