Exactly 5LM.
Everyone has times when they have a decrease in income through no fault of their own. Most adults look at reducing their outgoing or taking a second job for more money. It will all settle.
New carers will spring up like they always do and that will pick up some of the excess clients from the higher numbers now. Kids will go to school in September and not be replaced by the carer' It will all settle down again with little change to the fees other than a slight blimp that will soon settle as the value of child care is established by the market not the carer's financial situation/outgoings.
Parents with 4 children will simply not consider opening their own day care an option which it currently is since their own children are now included. No big deal - just one less option if a parent wanted to stay home and open their own business.
Sure, some existing carers will close but again, that's hardly uncommon anyway in this industry.
There's a whole year to figure it out. Someone said that with Moms returning to work and seeking care for a 12 month old and kids going to school at 4 anyway, there's likely a high turnover in lots of day homes. They just won't replace as many as they leave, that's all.
A few years and you'll look back and wonder why you thought it might be the end of the World but you'll figure it out. Change is good.