I can totally see the value of this for craft fairs and other such businesses. But to use it for daycare...it would cost approximately $300 a year in fees for the parents (or provider). Maybe people pay for that kind of convenience but it seems excessive. EMT is a fraction of that cost...and as far as I'm concerned the cost of EMT is too much to do regularly! Cheques are free (at least at my bank).

I'd find it quite funny if the parents that complain about the daily cost of childcare opt to pay the extra 2.75% to pay with this!!