What to do when I have to close my daycare early for maternity leave??

[LizzyGrant]

All those other employed women ARE paying for EI themselves, it is just that their employer is automatically taking that money off their paycheck. But yes, I feel your stress. Being unable to be fully employed until the end when you don't qualify for sick leave EI makes things very hard financially.

Yes for sure. What I meant is that we have to do it ourselves...like go online and register for it and then wait a year to make a claim. Not a big deal but had I not thought ahead about this and just gotten pregnant, which I'm sure happens a lot, I'd have no EI at all...my timing just happened to work out well for my due date and when I registered for EI last year. It just doesn't seem fair for self employed women though.

[Suzie_Homemaker]

Yes for sure. What I meant is that we have to do it ourselves...like go online and register for it and then wait a year to make a claim. Not a big deal but had I not thought ahead about this and just gotten pregnant, which I'm sure happens a lot, I'd have no EI at all...my timing just happened to work out well for my due date and when I registered for EI last year. It just doesn't seem fair for self employed women though.

Isn't that part of having your own business? The need to do things yourself rather than have an employer do it?

You have to apply for EI yourself. You have to write receipts yourself. You have to stock up on business supplies yourself.

I don't understand what you think is unfair for self-employed women? Self employed men also have to do this business related tasks themselves too. What were you expecting when you went self-employed?

[LizzyGrant]

Isn't that part of having your own business? The need to do things yourself rather than have an employer do it?

You have to apply for EI yourself. You have to write receipts yourself. You have to stock up on business supplies yourself.

I don't understand what you think is unfair for self-employed women? Self employed men also have to do this business related tasks themselves too. What were you expecting when you went self-employed?

It was just me venting. Sorry to have offended you by it. What I meant is that I know of other mothers on here and in general who have been affected by getting pregnant before applying for EI or applying for it and giving birth before the one year we have to wait to make an EI claim. Which was why I specified women, not men. Because I was speaking about this in terms of getting pregnant while being self employed.