3.5k
Daycare and childcare providers in Winnipeg, Toronto, Vancouver, Ontario etc. in CanadaGarderies à Montréal ou au QuébecFind daycare or childcare providers in the USA
Forum control
+ Reply to Thread
Results 1 to 2 of 2
  1. #1
    Shy
    Join Date
    Jan 2015
    Posts
    8
    Thanked
    5 Times in 3 Posts

    Maternity EI while working

    So I am expecting my third in September and am wondering if anyone knows if you can work a limited amount of hours while receiving EI without being penalized?

    I still need to bring in some income but EI is a joke. I was thinking maybe I could switch to after school care as I know I won't be able to handle the newborn with multiple full-time kids.

    I should also mention that I am in Alberta if that makes a difference.

  2. #2
    Outgoing
    Join Date
    Oct 2013
    Posts
    362
    Thanked
    161 Times in 110 Posts
    You can only bring in $50 a week. Any more than that, they subtract the extra amount dollar for dollar from your EI payment. So if your EI payment is $200 a week (just pulled out a number) and you make $100 a week, your EI would be reduced to $150 a week.

    I am due with #4 in August, but I'm not using the EI, nor have I been paying into it. It's only 55% of your last year's earnings, after deductions. For us, that's simply not enough. So I'm terminating my "difficult" kids (which I have to do to stay in ratios because of the new Bill 10 out here) and running on 3 daycare kids, plus my own 3 kids, during the summer, taking my 2 weeks' vacation to have baby, and my husband is splitting his vacation time around that to help me out with the extra kids. The 3 I'll have are super-easy, have been with me forever, and their parents are flexible about vacation timing. Then school goes back in, and I'll run with a reduced crew for probably 6 months, maybe fill the extra spot after Christmas. It will be less money than I'm making now, but definitely more than I'd get out of EI. I'm thinking of it as "mat leave pay" so we'll budget for it.

    Also, just so you know, if you pay into the EI for self-employed program, and apply to use the benefits, you have to continue to pay into it after that for as long as you're self-employed. As in, you can't pay in for a year, use the payments for a year, and then opt out of the program. You're stuck paying into it unless you have a career change. That, plus the peanuts I would have received, made it not worth it for me.

    *I'd call the CRA and check everything, since we're in different provinces, but as far as I know, it's federal and shouldn't change province-to-province.

  3. The Following User Says Thank You to CrazyEight For This Useful Post:


Similar Threads

  1. Pregnancy/Maternity
    By BrightEyes in forum Pregnancy & maternity
    Replies: 8
    Last Post: 07-26-2017, 02:54 AM
  2. EI for maternity leave
    By LizzyGrant in forum Managing a daycare
    Replies: 3
    Last Post: 07-30-2014, 02:00 PM
  3. Maternity leave
    By martymonty in forum Daycare documents
    Replies: 3
    Last Post: 04-08-2014, 09:42 AM
  4. Maternity leave
    By Cassandra2013 in forum Opening a daycare
    Replies: 1
    Last Post: 11-19-2013, 07:27 PM
  5. Maternity Leave
    By Loyer in forum Managing a daycare
    Replies: 3
    Last Post: 03-26-2013, 02:11 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts

A few tips...

If you encounter a daycare provider with out-of-date openings / spaces, click on the button right above the currently listed openings to report it!
Updates
We expect providers to keep their listing and available openings up-to-date. However, to prevent oversights, openings expire after 45 days.
Partner in your
search for a daycare provider