Help Help Help!!!

[Emma H]

Hi everyone!
Okay so I am dealing with a few issues and really need help. I am a 24 year-old daycare provider and being so young I feel parents really try to take advantage of me SOMETIMES, so before I make some final decisions I wanted to ask you lovely ladies for some advice to ensure what I do will be fair to everyone.

First things first, daycare rates!
I run an all-organic Montessori-French home daycare. I charge $35/day as I live in a condo and not a house. Many parents have hinted that they would rather a house and I explained to them that the reason I choose a condo was because that was what was within my budget until I filled my spots. Now, I let everyone know that I will be moving into a house as soon as my lease is up in September as I have filled my spots. The down fall is that I will have more expenses and my rates need to increase especially since organic food is so expensive in Kitchener-Waterloo. I already had a family ask me for a sibling discount when their new baby comes (they don't want to pay to hold their spot on mat leave for both kids but expect their spot to be held? Is this normal?) There is no way I can afford to charge any less then what I already do.
What do you feel would be a reasonable daily rate? I have an ECE degree as well as being a certified Montessori educator and 10 years of experience being a nanny.

I also give my families 2 weeks ( 10 days mon-fri) free vacation which they don't have to pay. I don't charge for my vacation time and only take one week. I am also only closed for 4 stat holidays and open for the rest but require payment on all of those days even if the child does not attend.

Another thing I have issues with are prolonged pick-ups and drops offs!!!!! Dear lord some of these parents could talk for hours and its so inconsiderate, considering I have other children who are waiting for my care. One mom came for pick-up and played with her child while I was holding her for about 30 mins with a lanyard??????? Really??? I tried to get out of it by saying there is a baby crying for me and I need to go attend to her needs (there really was a baby crying) . Her reply was " Its okay you can go get her we will be fine" I assumed her was going to see herself out. I didn't hear the door shut so I walk out and shes still standing in my hallway .....like why are you still in my home GOODBYE!....I don't want to be rude but what can I say to get out of the conversations? I don't have time for that I have other children and parents waiting for me and I think that's so rude!
I don't mind talking to you for 5 mins about your child's day (I also offered to do daily reports) but good lord these people talk about nonsense like dinners they went on and houses they are looking to buy!

Lastly, what do you all charge for late fees? One family does this to me EVERY WEEK they never ever pay in the morning in the 6months they have been with me, ( I never agreed to this they just made their own rules and their excuse was they didn't have time to stop at the bank over the weekend) they pay when they pick up the child which I am okay with, BUT now they want to drop in after they pick up their child therefore inconveniencing my schedule. They used to come after hours so after 6 pm assuming I will be home waiting for them and have nothing better to do because I don't have kids but I put a stop to that real fast.

Any advice you could give will be so appreciated!