I had a similar issue too.. I wanted to grow my family and have income at the same time. But with not getting the chance to pay into EI the year before. I still made my choice to have my 2nd baby with or without the concerns of my clients. I started this day home to be with my family, and stay home with my baby, therefore I will not live my life around other peoples wants and needs, despite of what they are doing, or what they want. I am here for my family, and myself first.
So that being said, I am due in July for my 2nd baby, and I will be only taking 2 months off for maternity leave because of my lack of knowledge for EI payments... next baby will be properly planned, and well budgeted.