I take 14 days a year. I always have. It was not common when I began it but now in this area, some do, some don't. Just up to parent to pick carer who they want and then it mean accepting their terms or not.

I take a week in August. We have a stat so I then take the Tue-Fri so 4 days extra to make full week off. Then other days I use for appointment or sick or what I need. Tend to be odd days here and there. I hold on to couple days always until December in case get sick but use most often for Christmas prep.

I take stat and civic - all paid.

Why you charge for 20 days when you know for sure that most month have more work days? It make no sense to work for free. If not charge for min 2 days a month, that is 24 days a year you working and not being paid. That over a whole months free care. Why?

I don't understand what you mean by bank days. Do you mean that parent owe you that many day off? I not sure parent be too pleased about that. To me, if I understanding this, it make more sense to charge for what you work and add some personal day if you want them.

My handbook get changed when I feel like it need changing. I have condition that I can change with 14 day notice. If they don't like change, then I guess they won't agree and they will leave but I not ever had that before.

I think maybe careful if changing too much and client feel like they paying for lot extra that they were not paying before. Maybe think about big changes happening as new people come into you home and gradual old contract leave.