I am wondering what the reason is for paying in installments if over $3000 (was that the number?) If you had the full amount you owed ready to go, why can't you just pay it off in one shot? The highest I have had to pay is $2400 (some of that was CPP and EI) and I just paid it off as I don't like to pay interest if I can help it. I'm not sure if I would be able to pay $3000+ off in one shot but if I could, I would want too. Do I not have that option at all?

I'm still on a high from not having to pay taxes this year I only had to pay my CPP and EI...hoping next year it is the same!!