From my understanding, all daycares in Ontario have to be insured as of sept 1, 2015.
Personally, I think that it is stupid, reckless and entirely unprofessional. Everyone feel free to sh@t on me, but that's he way that I feel
Unfortunately, with today's perception of home based daycare , I believe that we need to do everything in our power to not only seem, but be professional.
And just like any other business we need/ should have insurance.