Insurance in Ontario (Toronto to be specific)

[Cadillac]

your own children in full day school do not count

Thanks so much! I'm waiting to hear back from them right now! you gave me a little hope

[Lee-Bee]

I'm confused. If the daycare is in your home then you don't need to cover your daughter as part of the home daycare. Your own children are covered under your regular home insurance as they are in their own home. You need extra insurance on the children in your daycare that do not reside at your house.

That's how it worked for my home insurance.