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  1. #1

    Please help: private home daycare insurance

    I have 15 days to find an insurance company who will insure my home and 5 children attending my daycare. My previous insurance company would allow only 3 childrens.. with them i was paying 1600$ per year for our home and boat. Today i received my first quotation from a local insurance company and it would be 4000$ per year!!! Wooooaa almost fell down my chair. Please ladies let me know where you are insured. Im in Ontario... i need to take care of this real fast and your help will def. help me a lot to

  2. #2
    Euphoric !
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    wawanesa is the best choice when I was looking into things. You need to find a broker that has them in their portfolio. They are also one of the few companies that will cover your own children +5 DCkids instead of 5 kids total (including your own)

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  4. #3
    Euphoric !
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    I pay $150 per year for the daycare on top of my home insurance.

  5. #4
    Euphoric !
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    I agree with torontokids, wawanesa, $30 per child, per year in addition to the regular home insurance costs.

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  7. #5
    Expansive... babydom's Avatar
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    Co operators here

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  9. #6
    Thank you ladies, I will check them out, I am currently waiting to hear from a Wawanesa Broker... Hopefully it wont be 4000$ per year...

  10. #7
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    Quote Originally Posted by Kim1985 View Post
    Thank you ladies, I will check them out, I am currently waiting to hear from a Wawanesa Broker... Hopefully it wont be 4000$ per year...
    I suspect $4,000 is commercial insurance, like for a day care facility. I'll bet they didn't understand it's an inhome day care with a max # of children.

    I am also with Wawanesa and it's additional to house insurance but it limits to 4 and does not allow more in this Province. I have 5 children but manage because 2 never here at same time. I have not found insurance to cover all 5 we provincially allowed, even if that was/wasn't including own which is non-issue for me.
    Last edited by Suzie_Homemaker; 05-15-2015 at 03:37 PM.

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