Insurance help needed - opening daycare in someone else's home

[playfelt]

Start with things like location - illegal to operate a dayhome from a place other than your own home without having the other place licensed as a day nursery. You are a nanny to the other family and need to be treated as such. If the other family allows other people into the home then the age rules take effect because regardless of who is looking after them (home owner or you). What you will find is there are a lot of little areas mentioned that will effect your situation. What isn't beneficial to you in this situation is that you can not deduct any expenses for the program since it is the home owner providing space, toys, etc. While a situation like you are wanting to do was possible before bill 10 it is not possible now without following new rules. This is copied from the frequently asked questions form that was sent out -

Q. What about Nannies? Can they share families? Are they considered daycare providers?

A. Nannies are only allowed to care for one family at a time. If they choose to ‘nanny share’ they are then considered Daycare providers and must follow the rules under the CCEYA.