Could this mentality of shelter everything for children be why the 20 year olds of today don't know how to do anything? Could it be from their daycare providers and parents doing everything with out their children? Not picking a fight but after speaking to a few child shrinks this has come up time and time again.
It not about sheltering children. It about doing job being paid to do.

My client come here for educational program not to have second family. My own children, knew about sex, drugs, cultural differences, sexuality, racism and politics long before their need for knowledge.

My children cook, clean, iron clothing, have own bank accounts and plenty life skills before hitting their teens.

Sheltering children? LOL. So offering educational environment with full focus on the children during business hours, with free play with me present, with outside activities daily, with math based learning happening in pretend store vs real one, with outings to farmer's, swimming, walks, splash pad, etc is sheltering children? No, it offering a professional service where clear boundary between business related events and personal running errands aren't crossed.

I don't think it mentality of sheltering children - but flip side - could this mindset of doing own tasks during work day rather than concentrating on tasks employed to do be reason 20 year olds today, expect to show up to job, play on phone, skip out early if quiet, skive off when boss not looking, do as little as can get away with. You know those who have sense of entitlement about picking up pay cheque without actually earning it?