Running a day care and want a loan !!!!!

[Julie]

Thanks everyone. yes our no down payment percent was pretty steep we were paying 5.9% . ALmost $1000 bi-weekly !! FUN that was. But we now are at 2.8% so that's great. We had to renew last June so we only have a year in of equity. and have to get our mortgage down to $240,000 or something like that which we are close. We will just have to keep doing it on our own I guess we have come this far from owing over $20.000 in credit cards to only $13,000 and that was in a year it's just hard to keep throwing bunches of money and still scrapping by. Thank for all the advice everyone.

[kindertime]

from owing over $20.000 in credit cards to only $13,000 and that was in a year

Wow, $7,000 in a year! That is really good progress. If your current debt level remains the same, you will have that paid off in only two more years. I know that it must seem like an eternity right now, especially with baby #3 on the way, but it will be worth it in the end.