Liability Insurance - Winnipeg

[superfun]

Ok, it's nap time, and I've got my renewal info handy. I have 3 million in comprehensive general liability, contents up to $5000, income replacement (should an interruption of business occur, as a result of a peril covered by this policy).
I used Western Financial Group (I doubt they are in Winnipeg though) as a broker, and the insurance is through Aviva Insurance Company. They mention that Aviva does not cover abuse liability, including defense costs for false allegations. They say they have another insurance company that does include that.