Insurance

[LilDuck]

I have my home and auto insurance with TD Meloche Monnex and I just called them to add a daycare rider and they refused - said they don't do it and I need commercial insurance?? Now I'm running around trying to find insurance elsewhere... Also called CAA and they don't do daycare coverage either! Any advice?

[Suzie_Homemaker]

I have my home and auto insurance with TD Meloche Monnex and I just called them to add a daycare rider and they refused - said they don't do it and I need commercial insurance?? Now I'm running around trying to find insurance elsewhere... Also called CAA and they don't do daycare coverage either! Any advice?

This is common. Not all insurance company will do it and they will suggesting commerical through themselves. CAA never do it. And some only insurance few children.

TD and Wawanesa seem be most common in Maritimes.

[Suzie_Homemaker]

Oh and TD seem be useless when ever issue. Local provider had daycare cover with them. Called to inform of move and give new address. Then told they not do daycare cover. Then she check and find out person she speak to was wrong. She call TD back and they said yes, she right, they do insure but because person she spoke to cancel her insurance, they not able to undo that and she had to reapply from beginning! Seem crazy system to me if that accurate.

[Roger21]

I have my home and auto insurance with TD Meloche Monnex and I just called them to add a daycare rider and they refused - said they don't do it and I need commercial insurance?? Now I'm running around trying to find insurance elsewhere... Also called CAA and they don't do daycare coverage either! Any advice?

Hang up and speak to another. We got a nice deal with TD and they insure up to 6 kids.