I moved pay day to Friday which gives them the weekend if the forget and they must send it via online banking if they don't give it to me on Friday - ie I am only making one trip to the bank and child is not accepted into care on Monday if funds have not been received - I do check first thing Monday morning if necessary. There is a late fee I could add but normally I don't if they pay by the weekend which allows those that are paid on Friday to make sure the money is in their account before paying me so they don't bounce the money which is appreciated but at least there is no care given without payment.