Yup ~ this is very common in online shopping where your company has a 'online cataglog' option ~ so scrapbooking/stamping/craft supplies, Avon, Epicure, Enjo, Pampered Chef and so forth .... it is shame people fall for it but it really is such a blatent RED FLAG ... so you do not have a credit card ~ use PAY PAL, Email money transfer or other 'secure' form of payment with a 'tracking'!
Do not trust 'money orders' or 'certified cheque' from someone you do not know either because even those can be counterfeit