I don't know how I missed this discussion before, but I'm here now. Lol
This is the first year since starting daycare that I've contributed to my rrsp. I'm happy I did, because now I know how great it is in Manitoba. I made my contribution at the end of February, and the province has already put money back in my back account, 50% of what I put it.
I have life insurance and critical illness, but no disability. And I don't ever take the insurance a bank wants to put on your mortgage. That's the biggest scam, in my opinion. I'm so happy someone gave me that advice when I bought my first house.
I have an automatic withdrawal every 2 weeks into an online bank, to cover large expenses. I should increase that amount, because I would like to start saving for things like home renos, etc.
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