Agreed! I learned this when a family friend who had insurance on his mortgage became sick. He was basically told that he wasn't sick enough. He appealed the decision, but was declined again. He hired a lawyer, but ended passing away before anything could be resolved. Such a sad situation. One definitely has to read all the fine print.
That is so sad Mommal- the banks always find a reason not to pay, for anyone who has a mortgage insurance with their bank just know that you can cancel it at anytime just by calling them as it is a waste of money that can go towards something else
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