Insurance?

[mlc1982]

I'm not sure about Ontario but in Calgary it's wise to do so. You never know if and when something might happen to children in your care. Better to be safe than sorry, in my opinion.

[Katskids]

Hi! Absolutely....not worth the risk of not having it! I am in the GTA and my insurance for having 3 kids in my daycare is $30 per year!!!! Costs next to nothing but could save you everything.